1. Make free phone calls
Whether it's Skype or your favourite chat software, why pick up the phone when voice and video chat is free?
2. Go paper-free for cheaper bills
3. Cut your credit card rates
If you don't clear the balance every month, high interest rates could be costing you a fortune.
4. Get cheaper gas and electric
Energy firms make a lot of money from inertia - that is, customers sticking with the package they're on instead of switching to better deals.
5. Be patient and save on delivery charges
Many online shops such as Amazon charge a fortune for fast delivery. Go for free delivery instead - no book, game or DVD is that urgent.
6. Get cheaper broadband
Been with the same ISP for a while? You're probably paying too much.
7. Get cheaper insurance
8. New quotes are often cheaper than renewals
9. Buy groceries online
10. Dump designers
11. Book flights early
12. Use free software
Is OpenOffice.org as good as Microsoft Office? Who cares? It's free! See also: Picasa, Google Docs, Paint.net...
13. Get cheaper concert tickets in advance
14. Get cheaper last-minute tickets
15. Get cheap Christmas presents now
16. Find freebies
The lovely people at Moneysavingexpert.com is a good start.
17. Compare prices to save big
Never buy things from the first site you try.
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